CONFIDENTIALITY 

The information provided in this document is confidential; therefore, the reader agrees not to disclose it without the express written permission of Polar Designs. It is acknowledged by the reader that information to be furnished in this document is in all respects confidential in nature, other than information that is already in the public domain through other means, and that any disclosure or use of this confidential information by the reader may cause serious harm or damage to our Clients. Upon request, this document is to be immediately returned to Polar Designs.